Understanding annuities as a retirement savings tool

(Keith Namiot, Head of Annuities, Guardian) - Saving for retirement can be challenging under everyday circumstances, and especially so during times of economic uncertainty and market volatility. For many, it can be a major concern that affects their financial health and overall well-being.

According to recent data from Guardian’s 2025 Mind, Body, and Wallet® report, retirement-related concerns are the top financial stressors keeping Americans up at night, with nearly half of Americans indicating that having a source of guaranteed income in retirement and having retirement savings last as long as needed are their top financial stressors. One way to help alleviate the concerns associated with retirement income is to consider adding an annuity product to your retirement saving strategy.  

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